WHY CHOOSE US
- Home
- Why Choose Us
WHAT IS A PUBLIC ADJUSTING LLC? YOUR QUESTIONS ARE ANSWERED.
We’re committed to helping you feel informed and confident throughout the entire the process.
WHAT IS A PUBLIC ADJUSTING LLC AND WHY ARE THEY IMPORTANT?
A PUBLIC ADJUSTING LLC is someone who is licensed by the state departments of insurance to represent and advocate for homeowners’ rights when filing an insurance claim. Any time you file a claim for damage that your home has sustained, your insurance company will send a licensed insurance adjuster to assess the damages your property may have incurred. They are also sent to determine the cause of the damages (i.e. due to hail, wind, or other), and what the overall value is that’s owed to the homeowner. Because these adjusters work for the insurance company, their job is to view the damages through the lens of the claim and to minimize the covered losses to be paid to the homeowner. Public claim adjusters’ only job is to advocate for the homeowner in this process and to hold the insurance company accountable to fully indemnify you for any and all covered losses. A PUBLIC ADJUSTING LLC is an expert you can lean on to help you navigate the process and ensure someone is looking out for your best interest. Problems like these may result in safety and health issues for you and your family.
WHAT DO I NEED TO KNOW ABOUT HAIL DAMAGE?
Hail damage can be difficult to spot when viewing your roof from the street – especially if you’re not trained in what to look for. And even if you are able to spot some impact to your shingles from a previous hail storm, it’s easy to underestimate the importance of addressing the damage as quickly as you can. We understand that the damage can appear minimal, but the impact on your home can be great. When hail hits your roof, it affects the sandy coating of your shingles, and this coating is important because it protects the layer of asphalt below it. When this asphalt is exposed, the ultraviolet rays from the sun cause that asphalt to dry up and crack creating the perfect environment for a leaky roof. When your area has experienced a hail storm, your insurance company factors this into your policy. In fact, your rates will likely increase as a result of this factor, but the insurance company won’t proactively seek to reimburse you for the damage to your home. This is where PUBLIC ADJUSTING LLC can help – first, by validating the hail damage, and second, by helping you through the claims submission process.
WHAT DO I NEED TO KNOW ABOUT WIND DAMAGE?
Your roof can be affected either by winds associated with a storm or by long-term exposure to high winds. The main aspect of your roof that is impacted first by the wind is your shingles, and that damage can appear in several ways. Winds can cause stress points, they can lift the corners of the shingles from your roof, or tear them off completely. Whenever your shingles are compromised, your roof is left exposed, vulnerable to additional damage resulting in a suboptimal water shedding system or potential water damage to your home. When your area has experienced high winds or a severe storm, your insurance company factors this into your policy. In fact, your rates will likely increase as a result of this factor, but the insurance company won’t proactively seek to reimburse you for the damage to your home. This is where PUBLIC ADJUSTING LLC can help – first, by validating the damage, and second, by helping you through the claims submission process.
WHAT DO I NEED TO KNOW ABOUT FIRE AND SMOKE DAMAGE?
During a house fire, your home and much of what’s inside may not only be burned by the fire, it may be damaged by heat, smoke, and water from putting out the fire. What’s more, the firefighters might have had to break windows and cut holes in the roof and walls in order to quell the flames and ensure that there are no embers or fires still burning in hidden areas. Depending on the severity of the fire, the property may be a total loss if the fire manages to move through the home quickly. This is where PUBLIC ADJUSTING LLC can help – first, by validating the damage, and second, by helping you through the claims submission process.
WHAT DO I NEED TO KNOW ABOUT WATER DAMAGE?
Water damage takes a variety of forms, and it can come from a variety of sources. Some of them have a clear and obvious source, such as a major storm that causes flooding or a broken pipe that causes the basement or another part of the house to fill with water. However, other forms of water damage are more insidious or sneaky, such as rainwater or groundwater leaking into the basement, a small leak in the roof, siding, or window, or an appliance malfunction such as a broken sink, dishwasher, washing machine, bathtub, or toilet. Water damage will likely take several days to dry out even if it is minor, so you may have to vacate the property for that time. This is where PUBLIC ADJUSTING LLC can help – first, by validating the damage, and second, by helping you through the claims submission process.
